The Paramedical Exam

Before issuing a policy, an insurance company needs to obtain medical information about you, the applicant.  Arrangements are made to have a professionally qualified medical examiner meet with you to ask questions about your medical history and to record your blood pressure, pulse, height and weight.  Also, a urine specimen will be collected and your blood will be drawn. Disrobing is not required, and the exam usually last about 30 minutes.

Appointment and Location

A representative of EMSI will call you to schedule  appointment appointments at you convenience. The exam may be completed at your home or office or at our EMSI examination center. You decide which is more convenient.

Strictly Confidential

All of the information is strictly confidential and will be sent to the insurance company for underwriting purposes. Blood testing and a urine specimen provide importation information for underwriting purposes and the testing is only performed by a laboratory. Results are sent only to the insurance company.

 BLOOD & URINE COLLECTION

 All materials used by EMSI examiner are used only once to help prevent the spread of disease.  Therefore, there is no chance of the spread of disease.  All packaging seals will be broken in your presence.

 THE BLOOD DRAW

 A small amount of blood is drawn from a vein by an experienced EMSI technician and is sent to a laboratory for analysis.  Depending on the requirements of the insurance company, you may need to fast for several hours prior to the blood draw.  You should advise the scheduler if you have experienced fainting, nausea, bruising, or any other reactions in the past when blood was drawn, or if you are taking “blood thinning medications” or large doses of aspirin.

 TESTS COMPLETED

 Each insurance company chooses which tests are to be completed.  EMSI collects blood and urine specimens and prepares them for shipment to the lab.  You must sign an authorization form.

 THE ELECTROCARDIOGRAM

 An EKG is a recording of electrical impulses caused by cardiac contraction and relaxation.  Electrodes are attached to your chest, arms and legs, while you are lying down.  Your shirt or blouse bust be unbuttoned.  It is important for the EKG tracing.

FOR BEST EXAMINATION RESULTS

· Artificially high blood pressure and pulse readings may be caused by alcohol, tobacco, caffeine and stress.

 ·Avoid foods unusually high in salt content for 24 hours before you exam.

 ·Get plenty of sleep prior to the exam.

 ·Follow any  fasting requirements given to you at the time the appointment was made.

 ·Avoid all alcoholic beverages at least 8 hours before your exam.

 ·Avoid tobacco in all forms and caffeinated beverages at least 1 hour before the exam.

 ·Drink a large glass of water 1 hour before your exam so a urine specimen can be obtained easily.

 ·Make a list of current medications you take.  Include: dosage, frequency and name of prescribing physician. This will save time during the exam.